Terms of Service

You must be at least 18 years old and old enough to lawfully use sports-betting information and any third-party sportsbook, fantasy operator, or exchange in your location. You may not use the Service where doing so is prohibited.

You are responsible for determining whether wagering is lawful where you live and for complying with applicable laws, taxes, platform terms, and responsible-gambling practices. Never wager money you cannot afford to lose. If gambling is causing harm, seek help from a qualified resource in your jurisdiction.

Big Picks provides informational and analytical tools. We are not a sportsbook, casino, exchange, financial adviser, broker, or gambling operator. We do not accept, place, hold, settle, or pay out wagers.

The Service may display odds, lines, models, probabilities, expected-value estimates, arbitrage calculations, player information, research-assistant responses, bankroll tools, and third-party links. This information changes quickly and may be delayed, incomplete, unavailable, or inaccurate. Independently verify every line, price, market, rule, limit, and detail with the applicable third party before acting.

Nothing in the Service guarantees any result, profit, return, or outcome. Your use of the information and every wagering or financial decision you make is your responsibility.

You must provide accurate account information and keep it current. You are responsible for your credentials and for activity under your account. Notify us promptly at bigpicksbetting@gmail.com if you believe your account was accessed without authorization.

You may not sell, transfer, share, or allow another person to use your account. We may suspend or terminate accounts that are fraudulent, abusive, unlawful, inactive for an extended period, or used in violation of these Terms.

The Service is currently offered without a paid subscription, although an account may be required for some features and usage limits may apply. We may change free features, limits, eligibility, or availability prospectively.

We may offer paid products or subscriptions in the future. Before any purchase, checkout will disclose the price, taxes, billing frequency, renewal terms, trial terms (if any), cancellation method, and other material terms. Those terms will supplement these Terms. We will not charge a payment method unless you authorize the transaction.

If paid offerings are enabled, Stripe or another disclosed provider may process payments. Your use of that provider is also subject to its terms and privacy practices.

Instructions for managing or canceling recurring access will be provided before purchase and in the applicable account or billing flow. Cancellation takes effect as disclosed at purchase. Except where required by law or expressly stated at purchase, completed payments are non-refundable, and we do not provide partial refunds for unused time. We may suspend paid access after a failed or reversed payment.

You may use the Service only for personal, lawful, non-commercial purposes. You may not:

• copy, reproduce, redistribute, sell, license, publish, or commercially exploit the Service or its data without written permission;
• scrape, crawl, harvest, index, or extract data through automated means without written permission;
• reverse engineer, decompile, interfere with, or bypass the Service, usage limits, security controls, or access restrictions;
• use the Service to violate law, third-party rights, platform rules, or these Terms;
• submit malicious code, attempt unauthorized access, or disrupt the Service; or
• present Big Picks data, output, or branding as your own or imply an endorsement that does not exist.

We may monitor use to secure the Service and enforce these Terms, investigate suspected violations, and suspend or terminate access when reasonably necessary to protect Big Picks, our users, or others.

Do not submit confidential, highly sensitive, unlawful, infringing, or another person's personal information to the research assistant. You are responsible for what you submit and how you use its output.

Responses are produced by automated systems using available data and may be incomplete, mistaken, outdated, or unsuitable. They are not betting, financial, legal, medical, tax, or other professional advice.

You grant Big Picks a limited, non-exclusive right to process your submissions only as needed to operate, secure, and improve the Service, subject to our Privacy Policy.

The Service, including its software, models, design, text, graphics, trademarks, logos, data compilations, and other content, is owned by Big Picks or its licensors and protected by applicable intellectual-property laws. Subject to these Terms, we grant you a limited, personal, revocable, non-transferable, non-sublicensable right to use the Service for its intended purpose.

All rights not expressly granted are reserved. “Big Picks” and related marks may not be used without our prior written permission.

The Service may link to or reference sportsbooks, fantasy operators, exchanges, payment providers, data sources, search providers, and other independent third parties. We do not control or accept responsibility for their services, content, terms, prices, limits, privacy practices, or legal availability. A link or reference is not an endorsement or guarantee. Your use of a third party is at your own risk and subject to its terms.

Our collection and use of personal information is described in the Big Picks Privacy Policy, which is incorporated into these Terms.

The Service is provided “as is” and “as available.” To the maximum extent permitted by law, Big Picks disclaims all warranties, express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and uninterrupted or error-free operation.

We do not warrant that any data, odds, model, calculation, research response, third-party link, or recommendation-like output will be current, complete, accurate, available, or profitable.

Some jurisdictions do not permit certain disclaimers, so some provisions may not apply to you.

To the maximum extent permitted by law, Big Picks and its owners, officers, employees, contractors, licensors, and providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, wagers, data, goodwill, or business opportunity arising from the Service or these Terms.

To the maximum extent permitted by law, their total liability for all claims arising from the Service or these Terms will not exceed the greater of $100 or the amount you paid Big Picks for the Service in the 12 months before the event giving rise to the claim.

These limitations apply regardless of legal theory and even if a remedy fails of its essential purpose. Some jurisdictions do not allow certain liability limits, so some provisions may not apply to you.

To the maximum extent permitted by law, you will defend, indemnify, and hold harmless Big Picks and its owners, officers, employees, contractors, licensors, and providers from claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys' fees, arising from your misuse of the Service, violation of these Terms, violation of law or third-party rights, or wagering and other decisions.

We may change, suspend, or discontinue all or part of the Service. We may update these Terms and will post the revised version with a new effective date. Material changes will receive additional notice when required by law. Continued use after revised Terms take effect means you accept them.

You may stop using the Service at any time. Provisions that by their nature should survive termination will survive, including intellectual-property, disclaimers, limitations of liability, indemnification, disputes, and general terms.

These Terms and any dispute arising from them are governed by applicable law, without regard to conflict-of-law principles. Any claim must be brought in a court with lawful subject-matter and personal jurisdiction, unless the parties agree to another resolution process. Nothing here limits any consumer right that cannot lawfully be waived.

These Terms and policies expressly incorporated by reference are the entire agreement between you and Big Picks regarding the Service. If a provision is unenforceable, the remaining provisions remain in effect. A failure to enforce a provision is not a waiver. You may not assign your rights or obligations without our consent. We may assign ours in connection with a merger, acquisition, financing, reorganization, or asset sale. Headings are for convenience only.

Questions about these Terms may be sent to Big Picks LLC at bigpicksbetting@gmail.com.